Dubai purchase costs

Every fee on a Dubai property purchase — DLD transfer fee, trustee and title deed, agent commission with VAT, and mortgage costs — and the cash you need upfront.

Purchase

AED
2 million
%
20%60%

Typical Dubai Land Department and market fees; off-plan purchases from a developer usually skip the agent fee and may have DLD fee waivers. Expat buyers need at least 20% down (25% on homes above AED 5M, 35%+ on second homes).

Cash needed upfront

AED 551,120

AED 400,000 down payment + AED 151,120 fees

Fees are 7.56% of the price

DLD transfer fee (4%)AED 80,000
DLD admin feeAED 580
Title deed issuanceAED 250
Registration trustee fee + VATAED 4,200
Agent commission (2%) + VATAED 42,000
Mortgage registration (0.25% + AED 290)AED 4,290
Bank valuationAED 3,000
Bank arrangement fee (1%) + VATAED 16,800
Total feesAED 151,120

Mortgage amount

AED 1,600,000

80% LTV

Down payment

AED 400,000

20% of price

Calculated in your browser. Nothing you enter is saved. Figures are estimates — confirm with your bank, lawyer or the registrar.