Home loan EMI

Monthly EMI, total interest and a year-by-year repayment schedule for any home loan.

Loan details

₹
50 lakh
₹1L₹5Cr
%
5%15%
years
1 yr30 yrs

Uses the standard reducing-balance formula banks use. Processing fees, insurance and rate resets aren't included.

Monthly EMI

₹43,391

for 20 years at 8.5%

Total interest

₹54,13,879

Total payable

₹1,04,13,879

Principal · 48%

₹50,00,000

Interest · 52%

₹54,13,879

Repayment by year

PrincipalInterest
₹0₹1.4L₹2.8L₹4.2L₹5.6LY1Y3Y5Y7Y9Y11Y13Y15Y17Y19

Calculated in your browser. Nothing you enter is saved. Figures are estimates — confirm with your bank, lawyer or the registrar.